John is a 52 year-old married man. He has four children with ages ranging from 15 years to 28 years. He describes himself as patient. He operates a butchery where he sells meat. He has been involved in this business for 10 years. His business is located in a good area and his primary customers are local residents. He describes his biggest business challenge to be a lack of capital. He will use the Kes 50,000 loan to buy more meat to sell. His business goal is to expand his business within five years. This is his third loan with Kiva partner SMEP DTM. Previous loans were paid successfully.