Julius lives in the Mombasa area of Coast province, Kenya. He is married and has two children. He owns a transport business which he has been operating for two years. He offers transport service to the residents of Mombasa.
Julius learnt about Kiva partner Milango through a friend who invited him to the group and he joined with an aim of accessing credit to improve the business operations. The challenges he is facing are high theft of motorcycles and high fuel costs.
Julius is applying for a loan of 62,700 Kenyan shillings in order to expand the business by buying another motorcycle. The extra income from the loan will be added to his savings to improve the standard of living of his family. His plan for the future is to buy additional motorcycles.