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Ane S. is a 33-year-old married woman with 4 children. She has 4 years of experience in the plantation/vegetable farming business, and her husband works with her. Accordingly, she is able to sell her goods to the village people and business people 5 days per week. On average, her weekly net cash flow is approximately 400 Tala ($166 USD).

She has received 3 previous loan from SPBD. In fact, SPBD loans are Ane’s only access to capital because she has never been able to qualify for a loan from any of the traditional banks. With the loan proceeds, she is hoping to expand and improve her business by purchasing more equipment and vegetables.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 38
    View loans »
    Samoa Loans Fundraising
  • $7,764,125
    Funds lent in using Kiva
  • 2.4
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Ane to expand and improve her business by purchasing additional equipment and vegetables.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 15, 2008
Jul 30, 2008
Currency Exchange Loss:
Sep 15, 2009