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Jane lives in Kampala, Uganda. She is single with one child who attends school. She is also looking after two sisters.

Jane has been operating a beauty salon for five years, working seven days a week. She does not have any other source of income.

She has requested a loan of UShs 1,000,000 from Kiva partner MCDT- SACCO in order to be able to purchase hair shampoo, hair oils, human hair, cream relaxers, hair beads and towels. Her challenges include seasonality and unstable power supply. Her dream is to own a big beauty salon and a gymnasium. She joined MCDT because of their interest in low income earning women. She stays in a rented house with access to both electricity and piped water. Her major monthly expenses include school fees and rent.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 210
    View loans »
    Uganda Loans Fundraising
  • $31,425,400
    Funds lent in using Kiva
  • 2,583.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Jane to buy more hair shampoo, hair beads, towels, cream relaxers and human hair.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 8, 2013
May 15, 2013
Currency Exchange Loss:
Nov 18, 2013