Ms. Kouser is a 40-year-old married woman and the mother of three children. She is trying hard to cover their needs, including food, health, clothing, and education. She and her husband have been engaged in agriculture together for many years. The man shown in the photo is Kouser’s husband. They grow various vegetables and fruits and sell them in the local market. Her son also assists her in growing the various crops by watering the soil for good quality production. She has gradually improved her business, with the support of Kashf Foundation. In order to buy various types of seeds, as well as packs of insecticides and pesticides, Kouser applied for a loan of PKR 30,000. This would help her to grow more, which would ultimately help by generating more cash.
About Kashf Foundation
Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.
Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.
Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.