John lives in the Mombasa area of Coast province, Kenya. He is married and has five children, three of whom attend school. He owns a bookstore, a business which he has been operating for five years. Besides this business, John earns some income as a college tutor.
He learned about Milango through a friend and joined with an aim of accessing credit to improve his business operations. The challenge he is facing is competition from similar businesses.
John is applying for a loan of 21,050 Kenya shillings to purchase graduation gowns which he will rent out on occasions. The extra income from the loan will be added to his savings to improve the living standards of his family. His plan for the future is to open a nursery and primary school.