Jacinta is a 37-year-old woman with 4 children. She describes herself as a trustworthy mother who provides for her family. She is applying for a loan of 20,000 KES which will be used to purchase avocados and bananas for her stock. She has been running the business in Maua area for the past 3 years and her customers are mostly local residents. This will be her first loan with SMEP DTM.