Doung is a 47-year-old married woman and the mother of five children who resides with her family in the Prey Chor district of Kompong Cham province. Being a widow and responsible mother, Doung has been engaged in a farming business for more than 30 years now and this is the sole source of their income. Doung dreams of expanding her farming business because she realizes that the income from rice husbandry now is not enough to cover their expenses.
This will be her second loan she will take to help her son who decided to leave home to work as a construction worker in the neighboring country of Thailand. She is applying for the loan to pay for traveling fees and other expenses of her son. With this, her son will be able to work and earn a higher wage in Thailand, thus augmenting their profit and income.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.