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Update on John

John is a 51-year-old married man. He has one child. He describes himself to be honest and ambitious. He operates a retail store where he sells food spices. His business is located in a populated area and his primary customers are supermarkets and wholesalers. He describes his biggest business challenge to be lack of funds for expansion. He will use the 30,000 KES loan to add stock of spices for sale. This is his second loan with SMEP DTM. His previous loan was paid successfully. He will use the profits to pay house rent and reinvest in the business.

Previous Loan Details

John is a 50-year-old married man. He has a son who is 24 years old. He describes himself to be aggressive, honest, and focused. He operates a retail business where he sells beverages and food spices. He has been involved in this business for 4 years. His business is located in a strategically-pl... More from John's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 726
    View loans »
    Kenya Loans Fundraising
  • $43,726,300
    Funds lent in using Kiva
  • 83.5
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped John to buy more food spices for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 8, 2013
Jun 1, 2013
Currency Exchange Loss:
Jun 17, 2014
This photo was used before for a previous loan for John. It was first posted on Kiva on Jun, 2012. Learn More