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Update on Joyce

Joyce is glad about the progress the business is making. Besides the café, she has been able to set up and manage a tailoring shop which currently employs one person.

Joyce looks forward to a good business season ahead and would like to improve the café. She is therefore asking for a loan of KES 41,900 to install new chairs and tables in the café.

Previous Loan Details

Joyce is a resident of Malindi, Kenya. She is married and has a food café which has been in operation for the last nine months. She started on a small scale by selling food by the roadside before moving to a café. Joyce is applying for a loan of 20,000 Kenya shillings to purchase cooking oil, fa... More from Joyce's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 946
    View loans »
    Kenya Loans Fundraising
  • $42,867,100
    Funds lent in using Kiva
  • 83.5
    Kenya Shillings (KES) = $1 USD