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Seyran is 40 years old and lives with his wife, son and daughter in Geghamavan village which is in the Sevan area. After finishing school, Seyran participated in the war with Azerbaijan. During the war he was injured and became disabled. Due to health problems, Seyran has never worked anywhere else.

Seyran and his wife engage in farming. On his own plot of land, Seyran’s wife grows potatoes which he sells in Sevan food markets. They also breed cows, sheep and chicken in their barn. The only source of Seyran’s family income is their agricultural business, so they have to work hard day and night in order to sustain their family. After school lessons Seyran’s children help their parents in farming.

Seyran confessed that he hates any wars and wants to live in his motherland in peace. He said he is a very happy that with income from his agricultural business he can care for his family. He wants to provide a good future for his children and for this aim he will do his best.

Seyran asks Kiva lenders for a loan to buy fodder for his animals and to buy seed potatoes and fertilizer.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 124
    View loans »
    Armenia Loans Fundraising
  • $14,377,525
    Funds lent in using Kiva
  • 415.3
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,700 helped Seyran to buy fodder for his animals and to buy seed potatoes and fertilizer.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 10, 2013
May 14, 2013
Currency Exchange Loss:
Jul 17, 2014