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The borrower lives with her husband and children. For several years she has been running a beauty salon out of her home where she works every day and attends to many customers due to her good work. With the profits she earns and the help from her husband she is able to cover household expenses.

She is requesting a loan to buy products for the beauty salon such as conditioners, shampoos, hair pins, scissors, hair color and other items she needs to improve her earnings and have greater economic stability.
View original language description ↓
La clienta vive con su esposo y sus hijos, ella tiene un negocio de salon de belleza desde hace varios años en su lugar de residencia trabaja todos los dias tiene mucha clientela pues trabaja muy bien, con las ganancias que obtiene y con la ayuda de su esposo logran solventar los gastos de su hogar. La clienta solicita un credito para poder comprar productos para su salon de belleza como: cremas, shampoos, ganchos para el cabello, tijeras, tientes para el cabello entre otras cosas que necesita y asi podra obtener mejores ganancias que le ayudaran a tener una mejor estabilidad economica

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 707
    View loans »
    El Salvador Loans Fundraising
  • $27,173,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $350 helped this borrower to buy shampoos, hair color, conditioners, etc.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 13, 2013
May 14, 2013
Currency Exchange Loss:
Mar 17, 2014