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Luis Carlos
Young Luis Carlos is a person with good moral values and good habits. He is hard-working and responsible. He has been working for seven years, and he is currently a security guard in one of the state universities. He is single and cares for his parents.

The young man, Luis Carlos, turned to CEPRODEL with the objective of requesting a loan to make changes to his roof since the rain is coming. He will invest this loan in purchasing corrugated galvanized iron sheets and paying for labor.

He is grateful to CEPRODEL and Kiva for the support they can offer him by granting this financing which will help him to improve his family’s quality of life.
View original language description ↓
El joven Luis Carlos es una persona con buenos valores morales y de buenas costumbres, trabajador, responsable, labora desde hace siete años, actualmente se desempeña como guarda de seguridad en una de universidad del estado, su estado civil es soltero, tiene bajo su cargo a sus padres.

El joven Luis Carlos se presento a Ceprodel con el objetivo de solicitar un préstamo para realizar cambio del techo ya que se aproximan las lluvias, este préstamo lo invertirá en la compra de materiales de láminas de cinz, pelin y pago de mano de obra.

El agradece a CEPRODEL y KIVA por el apoyo que puedan brindarle otorgándole este financiamiento que ayudara a mejorar la calidad de vida de su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,073,225
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Luis Carlos to cover construction costs.
100% repaid
Repayment Term
28 months (Additional Information)
Repayment Schedule
Apr 30, 2013
May 13, 2013
Currency Exchange Loss:
Nov 17, 2014