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Erika Massiel
Erika is a young woman who is 29-years-old. She is married and a mother of an 8-month-old boy. Her husband works as a security guard. Their priority is to do everything for their baby. She hopes to save money to offer him a better future. She will be able to do this with a lot of hard work. Erika started a business selling fruit at different streetlights in the capital Managua. Today she has her own grocery store with which she hopes to get ahead. For this reason she is requesting a loan to invest in a variety of products to guarantee sales that will sustain her household.
View original language description ↓
Erika, es una joven de 29 años de edad, casada madre de un niño de 8 meses de nacido, el esposo trabaja como guarda de seguridad, la prioridad de ellos ahorita es toda para su pequeño bebe, desea ahorrar para poderle ofrecer un futuro digno, lo que podrá hacer con mucho trabajo, Erika empezó en el negocio vendiendo frutas en los diferentes semáforos de la capital Managua, hoy en día tiene su propia pulpería con la que pretende salir adelante, es por eso que solicita este crédito para invertirle variedad de productos, para garantizar la venta diaria para el sustento del hogar.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 66
    View loans »
    Nicaragua Loans Fundraising
  • $25,101,550
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Erika Massiel to purchase basic grains, oil, meats, soap,sausages, and dairy products among other things.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 27, 2013
May 12, 2013
Currency Exchange Loss:
Apr 16, 2014