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Achuapa, 96km from the department of Leon, is a beautiful and charming town where the people practice agriculture and raise cattle, as well as making artisan crafts.

Israel, 48, fights for his life and that of his family. He works as an Acquisition Technician. He lives with his wife and one son. His wife is a stylist, and she uses what little that she earns to help with household expenses.

One of his dreams is to build a small kitchen in his home, which is why he asks Kiva and Ceprodel for a loan to buy cement, sand and wood. This will help improve his family's living conditions.
View original language description ↓
Achuapa Está Ubicada a 96 KM del departamento de león, es un bello y encantador municipio donde se dedican a la agricultura y la ganadería además de esto se dedica a las actividades artesanales.

Israel se llama el señor de 48 años edad, Luchador por su vida y la de su familia, brinda su servicio en técnico de adquisición.

Vive con su esposa y un hijo bajo su cargo, ella se dedica a estilista, con lo poco que gana ayuda en el sustento diario en su hogar.

Son de sus sueños mejorar construyendo una cocinita en su casa de habitación, por tal razón solicita a Kiva Y Ceprodel que le financie un crédito para la compra de: Cemento, Arena y madera. con esto ayudaría mucho a mejorar las condiciones de vida de su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 76
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Israel to buy cement, sand and wood.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 30, 2013
May 12, 2013
Currency Exchange Loss:
Jun 17, 2014