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Narcisa Carmita
Narcisa lives in Guayaquil. She began working because she needed the income. In order to earn money, she sold candy and gradually began generating revenue. She then decided to change her business to selling fish and fast food.


Narcisa currently sells fish by herself, starting in the early morning hours. Sometimes she will have help from her daughter. Narcisa works in the mornings and continues into the afternoon. The difficulty with her work is dealing with the rain. She is single and has two children who are attending a state school.


With this loan, Narcisa will buy fish. Her dream is to expand her house so that her children can live better.

View original language description ↓
La clienta Narcisa vive en Guayaquil. Ella comenzó su trabajo porque la necesidad de ingresos la obligo a trabajar vendiendo caramelo, poco a poco fue obteniendo ingresos y por eso decidió cambiar de actividad comercial a venta de pescado y comida rápida.

En la actualidad vende pescado trabajando sola desde muy temprano y en ocasiones con la ayuda de su la hija, labora en la mañana y en la tarde. La dificultad que ella tiene en su trabajo es la lluvia, es soltera, tiene 2 hijos los cuales estudian en escuela fiscal.

Con el préstamo quiere comprar pescado. Su sueño es ampliar su casa para que sus hijos vivan mejor.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Narcisa Carmita to buy fish.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 18, 2013
Listed
May 15, 2013
Currency Exchange Loss:
N/A
Ended:
Jun 7, 2014