Veloz Del Norte Group
This loan is her first as part of the institution. She will use it to buy skirts in bulk to stock up on merchandise, since she has a lot of sales during this time of year and she also delivers orders to different markets in the city of El Alto. Julieta faces challenges in her business like keeping it stocked and she wants to make use of the benefits and continue buying merchandise in bulk so she can maintain her stock. Julieta is hardworking and is happy with this opportunity since this business is the only way she is able to take care of herself.
El Banco de Emprendimiento VELOZ DEL NORTE está compuesto por ocho integrantes de los cuales seis son mujeres y dos varones que se dedican a distintas actividades, La presidenta del banco es la Sra. Julieta tiene 68 años, casada tiene dos hijos ya independientes, ella se dedica a la venta de polleras y enaguas para la mujeres de polleras, tiene su puesto de venta en la zona de Puente Vela, este préstamo es su primera secuencia dentro de la institución, la Sra. Julieta va a usar este préstamo para la compra de polleras por mayor para surtir su mercadería, ya que por esta fechas tiene mucha venta también entrega pedidos a los distintos mercados de la ciudad de El Alto, la Sra. Julieta enfrenta retos en su negocio que son surtir su mercadería y va a utilizar los beneficios e seguir comprando por mercadería por mayor para surtir su negocio, la Sra. Julieta es una persona muy trabajadora se siente feliz por esta oportunidad que le brindan ya que esta es la única actividad que le permite mantenerse.
About EmprenderEmprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid