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Maira Raquel
Maira lives in Guayaqil. She started out of the need to have monetary income in order to be able to help with the family expenses. She chose the business activity of selling stationery goods and staple foods because she likes sales. Little by little, her income was improving and she was increasing the food and stationery goods at her store.

She now works alone from 6:30 a.m. until 8:00 p.m. The difficulty that she has in her business is the lack of capital.

She is single, and she has three children. The children attend public school.

She will use the loan to buy notebooks and food. Her dream is to expand her business in order to have greater income.
View original language description ↓
La clienta Maira vive en Guayaquil. Empezó por la necesidad de tener ingresos monetarios para poder ayudar en los gastos de la familia, escogió la actividad de venta de papelería y víveres de primera necesidad porque le gusta las ventas. Poco a poco fue mejorando sus ingresos e incrementando los víveres y papelería de la tienda.

En la actualidad trabaja sola de 06h30 am a 20h00 pm. La dificultad que ella tiene en su negocio es la falta de capital. Es soltera, tiene 3 hijos los cuales estudian en escuela fiscal.

Con el préstamo va a comprar cuadernos y víveres. Su sueño es ampliar su negocio para tener mayores ingresos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 86
    View loans »
    Ecuador Loans Fundraising
  • $25,054,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $675 helped Maira Raquel to buy notebooks and food.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 17, 2013
Jun 1, 2013
Currency Exchange Loss:
Jun 7, 2014