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Update on Santos

Hardworking, modest Santos lives in the city of San Ignacio. He has been a farmer for many years. He and his wife strive each day to support their children. His greatest dream is to improve their circumstances and give his children a brighter future.

He needs supplies to maintain his cactus fruit plants. He will use the loan to buy supplies such as fertilizer, urea, Complete, and Triple. He thanks Afodenic and Kiva for the support they offer.
View original language description ↓
El señor Santos, habita el municipio de San Ignacio, trabajador, Humilde, agricultor desde hace muchos años, junto a su esposa luchan dia a dia para poder salir adelante con sus hijos, su mayor sueño es mejorar de vida y darles un mejor futuro a sus hijos. actualmente tiene cosecha de Pitahaya que necesita mantenimiento, con este credito comprara los insumos y fertilizantes necesarios como; Urea, Completo, Triple, etc. ademas Agradece el apoyo que Afodenic y Fondos Kiva le han brindado

Previous Loan Details

Santos is a resident of the town of San Ignacio. With his wife, who is a fruit merchant, he has grown children. His plan for his family is to be able to make a kitchen for his wife, since for more than thirty years she has cooked with a wood burning oven and this has affected her lungs. Santos gr... More from Santos's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $3,636
    Average annual income
  • 128
    View loans »
    Nicaragua Loans Fundraising
  • $24,048,775
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Santos to buy maintenance supplies.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 10, 2013
May 12, 2013
Currency Exchange Loss:
Jul 17, 2014