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The client lives in a rented house with her husband, daughter, and mother-in-law. For several years, she has run her business, making frames for photos and diplomas, from her house. Later she goes to neighborhoods in the area to sell them. With her income and her husband's help, they are able to pay the household expenses.

The client has applied for a loan to buy supplies such as plastic rolls, laminates, and magazines to make frames so that she can continue earning income to have a better life.
View original language description ↓
la clienta vive en casa alquilada junto a su esposo, su hija y la suegra, ella tiene un negocio de venta de marcos para foto y diplomas desde hace vario años trabaja en su lugar de residencia y luego sale a comercializarlos en las diferentes colonias de la zona con las ganancias que obtiene de sus ventas y la ayuda de su esposo logran cubrir los gastos de su hogar. La clienta solicita un credito para poder comprar todo lo necesario para la elaboracion de los marcos como: revistas, láminas, bobinas de plastico, etc. para seguir teniendo buenas ganancias y tener una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 859
    View loans »
    El Salvador Loans Fundraising
  • $28,299,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped this borrower to buy plastic rolls, laminates, magazines, etc.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 23, 2013
May 14, 2013
Currency Exchange Loss:
Apr 16, 2014