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L' Espoir 4, 5 & 6 Group
In this Group: Charite, Marie, Jeantilia, Derquin, Rosemirlene, Deny, Micheline, Rosena, Sephonie, Paulimene, Emmanuel, Elianise, Edena, Guiniole, Magalie
Charite is the coordinator of her group L'Espoir 4, 5 & 6. She is a merchant. All the members of this group live in the DE BOR DE MER region, where electricity is rare and water is very limited. Charite has been running her business for five years. Before starting it, she was a student.

Charite would like to use this loan to invest in a variety of products (cosmetics, shoes, clothing). She hopes that this loan will help her to expand her business for general merchandise. Other active members have need of a loan for businesses involving cosmetics, charcoal, etc. She says that her main challenge is to become a major merchant.
View original language description ↓
Charite est le coordinatrice de son groupe L'Espoir 4, 5 & 6. Elle es une commercant. tous les membres de ce groupe vivent dans la région DE BOR DE MER où de l’électricité est rare et de l’eau est très limitée. Charite a dirigé son commerce pendant 5 années. Avant de commencer ce commerce Elle était une etudiant.

Charite voudrait utiliser cet emprunt pour investir dans les produit divers (cosmetiques, chaussures, vetements). Elle espère que cet emprunt l’aidera à agrandir son commerce de produit divers. Des autres membres militant ont besoin d’un emprunt pour tels commerces comme cosmetiques, chabon, etc. Elle dit que les défis principal c'est devenus une grande commerçante.

Additional Information

More information about this loan

This loan is designed for a borrower or group of borrowers in Haiti. Esperanza is one of the few MFIs currently working in the northeast region of the country. Through lending, the organization aims to stimulate economic growth and opportunity in a country that has suffered debilitating crises, including political instability, natural disasters and poverty. Esperanza lends primarily to groups of women who cross-guarantee each other's loans. They also receive financial literacy courses and health services. 

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Haiti

  • $1,300
    Average annual income
  • 0
    View loans »
    Haiti Loans Fundraising
  • $1,960,675
    Funds lent in using Kiva
  • 42.5
    Haiti Gourdes (HTG) = $1 USD

Success!! The loan was 100% repaid

A portion of L' Espoir 4, 5 & 6 Group's $2,800 loan helped a member to purchase various goods (clothing, cosmetic, etc.) to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 19, 2013
May 10, 2013
Currency Exchange Loss:
Oct 17, 2013