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Moses is a 33-year-old hardworking man with three children living in Fort Portal, Uganda.
His main business is transport but he also has a banana plantation to earn extra income.
High cost of fuel and unpredictable weather that makes roads impassable are his great challenges.
A good father that he is, he desires to have a decent house and educate his children up to the university.
Moses intends to use the loan to buy household items for his family.