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Kristina
Kristina is a young accountant. She is 30 years old and lives with her pensioner mother in Vanadzor city.

Kristina graduated from Vanadzor State Agricultural College's department of accounting and audit. She used to work in Vanadzor’s various educational institutions as an accountant. Since 2007, Kristina has worked in Vanadzor’s school as an accountant, but as her salary is so low, she takes accounting reports by order and makes accounting services to various organizations. It gives her a good monthly income. Kristina is the only breadwinner in her family, and she must work hard day and night in order to meet her family's needs and care for her mother.

Kristina needs a loan to buy a computer and printer, which will help her to make her accounting reports faster and more effectively, and she will save more time for caring for her mother.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

To stay updated on loans from Armenia, please join the Armenia lending team at http://www.kiva.org/team/armenia.

About Armenia

  • $6,400
    Average annual income
  • 99
    View loans »
    Armenia Loans Fundraising
  • $12,655,100
    Funds lent in using Kiva
  • 415.3
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Kristina to buy a computer and printer for her accounting business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 9, 2013
Listed
May 14, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2014