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Maria Santos
33-year old Sra. María is hardworking and entrepreneurial. She is very keen to get on in life despite the difficulties that exist in the country. She is married and has five children; her eldest daughter will graduate this year as a computer technician, her second oldest only stayed in school to grade 3, the next two are in primary school, and the youngest is too small to go to school. María herself did not complete primary education; she only attended up to grade 3. She couldn’t continue her studies as her parents were poor and couldn’t support her.

It was her parents who taught her how to grow coffee, and today she and her husband earn their living this way. They are grateful to God for the land that they cultivate since it is their own, thanks to her husband’s parents who gave it to them. The land is located 50 metres from their house so it is easy for them to look after it.

Today María is seeking a loan to buy manure and fertilizer for the coffee plants so that she will be able to have a successful and healthy crop of coffee beans.

María’s dream is to see her crop as the best in the area so that she can receive more income from it. Selling quality beans will help her pay for her children’s education, daily food, and the other necessities of life.
View original language description ↓
Doña María es una mujer de 33 años de edad luchadora, emprendedora y con muchos deseos de superarse y de salir adelante a pesar de las dificultades que existen en nuestro país. Ella es casada y de su matrimonio tiene 5 hijos los cuales la mayor esta por graduarse en este año de técnico en computación, la que le sigue solo curso hasta el 3 grado, los otros dos que le siguen están en la primaria cursando diferentes grados de educación y el ultimo esta pequeño. Ella tiene un grado de educación primaria no completado el cual curso hasta el 3 grado de educación y no pudo seguir estudiando debido a que sus padres eran de escasos recursos económicos y no pudieron apoyarla. Fueron ellos los que le enseñaron la actividad del cultivo de café y hoy en día lo practica con su esposo y agradecen a DIOS por el terreno que hoy cultivan ya que es propio gracias a una herencia que dieron los papas de su esposo el cual está ubicado a 50 metros de su casa de habitación. Por lo tanto esto les permite y les da la facilidad para dar el mantenimiento necesario a su cultivo de café.

Hoy en día Ana solicita ayuda para la compra de abono y fertilizantes para su cultivo de café por medio del cual podrá obtener una cosecha sana y la podrá aprovechar al 100%.

Sus sueños son de poder ver sus cultivos como los mejores de la zona ya que por medio de esto ella podrá recibir mejores ingresos por la venta y la calidad de su producto para facilitarle a sus hijos la educación, el pan de cada día y otras necesidades que a diario de presentan.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 64
    View loans »
    Honduras Loans Fundraising
  • $8,800,625
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Maria Santos buy manure and fertilizer for her coffee plants.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
May 6, 2013
Listed
May 12, 2013
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2014