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Ruben
Ruben is married and has five children, two boys and three girls, all of whom attend school. He lives in his own house with a yard; it also has a bedroom and kitchen but no bathroom. The house is made of adobe with earth floors. It is located in the Mecapaca zone, Palomar sector.

Ruben currently grows vegetables as does his wife who also weeds the fields. The produce is sold in the same area where they live as well as in the town of La Paz. Ruben also sells construction materials. He has a store located in the Palomar area. The place where he grows vegetables is full of earth and dust. Ruben and his wife work every day of the week and pay for services, food, clothing, and their children’s education jointly.

The loan Ruben is seeking will be used to buy improved seeds so he can grow better vegetables, sell them more quickly, and for better prices.

His dream is to have some working capital and tools that help him improve production so that he can have a better quality of life. This is the first time he has asked IMPRO and Kiva for a loan.
View original language description ↓
Ruben es casado y tiene cinco hijos dos varones y tres mujeres que están en etapa escolar, vive en la casa propia donde cuenta con un ambiente y se encuentra el dormitorio con cocina, no cuenta con baño, la habitación es de adobe y el piso de tierra, la casa se encuentra ubicada en la zona Mecapaca, Sector Palomar.
Actualmente trabaja en el cultivo de hortalizas, y la esposa también trabaja en el cultivo y limpiando las chacras, sus productos los comercializa por la misma zona donde vive y en la ciudad de La Paz. Ruben también se dedica a la venta de material de construcción, tiene una tienda que está ubicada en la misma zona del Palomar; el lugar de trabajo donde produce hortalizas es un lugar lleno de tierra y polvo, ellos trabajan todos los días de la semana, ambos colaboran en el pago de los servicios, comida y vestimenta, y educación de sus hijos.
El crédito lo requiere para Invertir en semilla mejorada y tener mejor producción de hortalizas, para que se vendan más rápido y a buen precio.
El sueño de Ruben es poder contar con capital de trabajo, y herramientas que le facilita a mejorar su producción y así mejorar su calidad de vida.
Es la primera vez que solicita crédito junto a IMPRO Y KIVA.

Additional Information

More information about this loan


This loan is for Bolivian entrepreneurs who follow cleaner production principles in their work, including waste reduction and environmental protection. By supporting this loan, you are promoting economic activities that are environmentally friendly but that also maximize productivity to help borrowers boost their incomes.

About IMPRO

IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Bolivia

  • $5,500
    Average annual income
  • 182
    View loans »
    Bolivia Loans Fundraising
  • $31,008,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,200 helped Ruben buy better seeds to improve the quality of the vegetables he grows and thus increase his income.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 10, 2013
Listed
May 12, 2013
Currency Exchange Loss:
N/A
Ended:
Oct 17, 2014