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Doña Cruz is a young, 30-year-old woman who is hard-working and has a great desire to succeed. She is married with no children. She has an uncompleted elementary school education; she completed second grade and was not able to continue studying due to lack of economic support, as her parents had few economic resources. Her parents were the ones who taught her to work the land from a very young age. As was tradition, her parents and grandparents have all grown coffee. Cruz has a lot of experience; she has been cultivating coffee for over 15 years. The land that she and her husband jointly cultivate is her own, inherited from her parents. It is located one kilometre from her home. She travels to it on foot with her husband and other workers every day in order to work.
Cruz is requesting help to purchase manure and fertilizers for her coffee crops. This will allow her to obtain a healthy harvest and she will be able to take full advantage of her crop.
Her goals are to be able to cultivate a greater variety including other types of products such as corn and beans. This will allow her to achieve her dreams of improving her humble home and buying another piece of land to continue cultivating.
View original language description ↓
Doña Cruz es una mujer joven de 30 años de edad luchadora con muchos deseos de superarse ella es casada y no tiene hijos. Ella tiene un grado de educación primaria no completado cursado hasta el 2 grado y no pudo seguir estudiando por falta de ayuda económica ya que sus padres eran de escasos recursos económicos. Fueron ellos los que le enseñaron a trabajar la tierra desde muy pequeña ya que por tradición sus padres, sus abuelos, se han dedicado al cultivo de café. Ella tiene mucha experiencia ya que tiene más de 15 años de dedicarse al cultivo de café y el terreno que ella junto a su esposo cultiva es propio ya que fue una herencia por parte de sus padres el cual está ubicado a 1 Kilometro de su casa de habitación al cual se traslada en compañía de su esposo a pie diariamente para su asistencia y otros que hacen de su cultivo productivo.

Doña Cruz solicita ayuda para la compra de abono y fertilizantes para su cultivo de café por medio de los cuales podrá obtener una cosecha sana y la podrá aprovechar al 100% su cultivo.

Sus metas so de poder cultivar una mejor variedad que incluya otros tipos de productos como ser: maíz, frijoles, etc. que ayuden a cumplir sus sueños como los de mejorar su humilde hogar y comprar un pedazo más de tierra para poder seguir cultivando.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 60
    View loans »
    Honduras Loans Fundraising
  • $8,395,150
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $850 helped Cruz to buy manure and fertilizers for her coffee crops.
66% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 6, 2013
May 12, 2013
Currency Exchange Loss: