By his own intiative and with much determination and dedication, Lizardo works as a chef in a restaurant in the city. He also works as a taxi driver in the mornings before cooking. Lizardo works about 10 hours a day and believes that his success thus far is due to his skill in the kitchen and the kind way he treats others.
Lizardo is very grateful to Kiva lenders for the support this loan gives him. It will help him to do some repairs on his home. Lizardo will buy corrugated iron, wood, nails and will pay the wages of the workers doing the repairs. Lizardo hopes that the security from these repairs will protect his family's well-being.
He plans to continue working hard toward his dream of opening his own restaurant.
Por iniciativa propia, con mucho empeño y dedicación, Lizardo trabaja como cocinero en un restaurante de su ciudad, adicionalmente en las mañanas trabaja brindando servicios de transporte, ya que maneja una mototaxi, Lizardo trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su buena sazón y por el trato amable que brinda a los demás.
Lizardo se encuentra muy agradeció con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de su vivienda, Lizardo comprará calaminas, madera, clavos y cubrirá los gastos de mano de obra, de esta manera Lizardo y su familia podrán contar con mayor seguridad y bienestar, así pues él seguirá trabajando y esforzándose para lograr sy gran sueño de tener su propio restaurante.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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