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Teresa Reina
Teresa, 41, lives with her husband in her own home. She owns a store where she sells basic goods, beans, milk, eggs, bread, sugar, coffee, shampoo, soap and so on. She has spent many years in her business and this has given her sales experience which allows her to obtain better profits. The store is located in her home and is well known by the locals in the area. Teresa has grown a large customer base which is why she stores the store well.

Teresa wants to expand the business and make a new investment but needs capital, hence why she is seeking a loan to allow her to buy what is needed in the store. Teresa pledges to repay the loan and is confident of having a better quality of life.
View original language description ↓
doña teresa de 41 años de edad vive con su esposo en casa propia; ella posee una tienda donde vende artículos de primera necesidad, frijoles, leche, huevos, pan, azucar, cafe, shampoos, jabones entre otros, tiene muchos años con su negocio y eso le ha regalado experiencia en las ventas que le permite obtener las mejores ganancias, esta ubicado en el lugar de su residencia, es muy reconocido por los vecinos de la zona , se ha hecho de mucha clientela, pues tiene la tienda surtida, ella quiere acrecentar el negocio y realizar una nueva inversión pero necesita de capital por eso solicita un crédito que le permita comprar lo necesario para su tienda, asegura que cancelara la deuda y a la vez confía en que tendra una mejor calidad de vida

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 656
    View loans »
    El Salvador Loans Fundraising
  • $26,134,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Teresa Reina to buy merchandise such as rice, beans, oil, macaroni, coffee and so on.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 22, 2013
May 12, 2013
Currency Exchange Loss:
Nov 20, 2014