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Hilda
Hilda is 37 years old and married to Manuel, who is 45. Her house is made from wood and she lives there with her five children, two of whom are already adults and independent. Hilda's business is selling breakfasts from a cart. In the past, she was financially dependent on her husband as her job was caring for their children. However, as the children grew up, she decided to work outside the home in order to improve the family's financial situation.

Hilda used some money that she and her husband had saved up to buy her fast-food cart which she sets up outside the local school and sells to her customers who are students and teachers. She offers a wide range of quinoa-, maca root- and soy-based drinks as well as delicious bread filled with avocado, queso fresco (a soft, mild cheese), ham, etc. Every day, Hilda wakes up very early so that she can prepare her food. She does this because she likes offering her customers good-quality, fresh, good-tasting food. She always thinks of her family's future as she works and her main long-term goals are to make enough money to re-build their home from solid building materials and to improve their quality of life. She feels certain that she will achieve this as her children are her main motivation to keep going.

This is Hilda's first loan through Kiva and she is grateful for the trust that is being placed in her. She hopes to invest in improving her business and to make each of her monthly repayments on time. On this occasion, she needs 1,000 soles to buy supplies wholesale such as potatoes, avocados, queso fresco, etc. She obtains these supplies in the central market.
View original language description ↓
Hilda tiene 37 años y esta casada con Manuel de 45 años , tiene una casa hecha de madera donde vive con sus 5 hijos dos de los cuales ya son personas mayores e independientes. Hilda se dedica a la venta de desayunos en un carrito que acoplo para realizar su negocio.Anteriormente solo dependía económicamente de su esposo porque ella cuidaba de sus menores hijos, pero cuando crecieron decidió trabajar para mejorar su economía familiar.
Uso el dinero que había ahorrado junto a su esposo para la compra de su carrito sanguchero el cual estaciona en la puerta de la escuela local y ofrece a sus clientes quienes son alumnos y profesores , ofrece diversa variedad de bebidas preparadas a base de quinua, maca y soya así como los deliciosos panes que rellena con palta, queso, jamón ,entre otros.Todos los días se despierta muy temprano para la preparación de los alimentos porque le gusta ofrecer a su clientela productos frescos y de buena calidad además del buen sabor.Trabaja siempre pensando en el futuro de su familia y su principal objetivo a largo plazo es obtener dinero suficiente para construir su vivienda a base de material noble y mejorar su calidad de vida, se siente segura de cumplirlo ya que sus hijos son su principal motivación para seguir adelante.Este es su primer préstamo otorgado por Kiva motivo por el cual agradece la confianza brindada esperando invertir en la mejora de su negocio y cumplir con el pago de sus cuotas de manera puntual.En esta oportunidad requiere 1,000 soles para comprar insumos al por mayor tales como papas nativas, paltas , queso fresco , entre otros ,los cuales obtiene en el mercado central.

About Peru

  • $12,000
    Average annual income
  • 73
    View loans »
    Peru Loans Fundraising
  • $57,341,375
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Hilda to buy potatoes, avocados, queso fresco, etc.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 26, 2013
Listed
May 12, 2013
Currency Exchange Loss:
Possible
Ended:
Jan 25, 2014