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Maria De Lourdes
Maria lives in Guayaquil. She embarked on a project to start a business so that she could have more income. Maria travels to Peru in order to buy clothing since the products over there are much less expensive than they are in Ecuador. Through her trips, she gradually began gaining customers.

Her difficulty with her business is dealing with the crime that exists in the area where she sells clothes. Maria has two children who are studying at state schools. With this loan, she will buy fabrics and skirts so that she can increase her inventory. Her dream is to have her own shop in the central part of the city.
View original language description ↓
La clienta Maria vive en Guayaquil. Empezó con un proyecto de comenzar un negocio para tener mas ingresos viajando a Perú a comprar ropa (ya que la ropa en Perú es mucho mas económica que en Ecuador) poco a poco en viajes comenzó a tener clientela.

Su dificultad en su negocio es la delincuencia que hay en el sector donde ella vende la ropa.Tiene dos niños los cuales estudian en escuela fiscales.

Con el préstamo va a comprar tela y faldas para poder incrementar su mercadería. Su sueño es tener un local propio en el centro de la ciudad.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 81
    View loans »
    Ecuador Loans Fundraising
  • $25,019,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,625 helped Maria De Lourdes to buy skirts and fabrics.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 11, 2013
Jun 3, 2013
Currency Exchange Loss:
Jun 7, 2014