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Agya
Agya is divorced and has four children. Even though she did not receive any formal education, Agya is a successful businesswoman. She sells groceries in Yabiw (near Cape Coast). She has been actively involved in this business for about four years. As the sole breadwinner in the family, Agya uses her income to provide for the entire family.

Agya will use the loan to purchase increased amounts of groceries to sell, thus aiding her to improve her overall sales. With the new profits from her expanded business, Agya plans to further diversify the type of products that she sells, hence adapting to changing customer preferences.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: http://www.kiva.org/partners/91 ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $2,643
    Average annual income
  • 7
    View loans »
    Ghana Loans Fundraising
  • $10,839,425
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,275 helped Agya to purchase increased amounts of groceries to sell.
98% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 24, 2013
Listed
May 14, 2013
Currency Exchange Loss:
Possible
Ended:
Nov 19, 2013