Rose is a married woman. She describes herself to be determined. She operates a beauty salon, where she does cosmetic treatments and hair treatments for women. She has been involved in this business for five years. Her business is located in a commercial area and her primary customers are women. She describes her biggest business challenge to be training to improve her style. She will use the 50,000 KES loan to buy hair weaves and hair chemicals. Her business goal is to expand her business within five years. She will use the profits to expand her business. This is her third loan with SMEP DTM. Previous loans were paid successfully.