Miriam is a 40-year-old married woman. She has three children between the ages of 3 and 16 years old. She operates a green grocery where she sells tomatoes, potatoes and other vegetables. Her business is located in a commercial area and her primary customers are locals. She describes her biggest business challenge to be lack of enough funds. She will use the 20,000 KES loan to buy cabbages for resale. Her business goal is to expand her business within five years. She will use the profits to expand her business.This is her first loan with SMEP DTM.