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Full Contact Group
In this Group: Anouse, Jocelyne, Eloudes, Anne, Majorie, Victor, Suzana, Guerda, Jeanmary, Anna
Anouse J. lives in Troud du Nord, Haiti, the poorest country in the western hemisphere. Desperate times call for great measures and Anouse took the opportunity to receive a loan to begin her small business. At just fourteen, Anouse has already accepted and paid off one loan in full. She is now asking for her second loan from Esperanza International. The money from this loan will go towards purchasing more cosmetics that she is able to sell in the streets of Haiti. This loan has made it possible for Anouse to earn enough money to live on and even begin to save. She dreams of one day owning her own house.

Anouse J. is the leader of the 10 person micro-bank, Full Contact. Each of these unique Haitian entrepreneurs unite in solidarity, allowing them to access funding that they would otherwise never be able to receive on their own. The concept of this group paying their loan together is to reduce the risk of one person defaulting, as the others members gladly help cover one another’s payments in order to receive their next loan together. Like Anouse, most of these entrepreneurs dream of someday owning their own house, an impressive goal in a country that is filled with slum lords and oppression, a goal that will provide a future for families and communities in these areas

On behalf of Anouse, the Full Contact group, and the entire team here at Esperanza International, we thank you for your support and awareness of the global issue of poverty, in which your efforts are helping to make a difference.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Haiti

  • $1,300
    Average annual income
  • 0
    View loans »
    Haiti Loans Fundraising
  • $2,025,500
    Funds lent in using Kiva
  • 38.7
    Haiti Gourdes (HTG) = $1 USD

Success!! The loan was 100% repaid

A portion of Full Contact Group's $3,350 loan helped a member make up, nail polish, and other cosmetics.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 30, 2008
Jul 15, 2008
Currency Exchange Loss:
Feb 15, 2009