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Update on Garraya

Garraya is 41 years old and stays alone. After losing her parents, she concentrated on her late father’s estate of cattle fattening and coffee growing. Having been marginalized for her masculine appearance, she did not have a chance to get married. She therefore capitalized on that weakness to work hard, and she has found herself successful in the community that had earlier despised her. Her accomplishments include building a permanent house and improving on the number of livestock. Due to this, some men now wish to marry her. Garraya has a dream of becoming a model farmer in her village. She also wants to train other single women to learn how to live on their own. She is now asking for 1,500,000 UGX to buy manure for her coffee plantation.

Previous Loan Details

Garraya is 40 years old and a coffee farmer. She has applied for a loan of 800,000 UGX so that she can buy organic manure for her coffee plantation. Her yields had become so low that the agricultural officer advised her to apply manure in her coffee plantation. In the past, she regularly harve... More from Garraya's previous loan »

Additional Information

More information about this loan

This loan is part of UGAFODE's green loan program, giving Ugandan farmers the support they need to grow and process organic fruits and vegetables. Funds will be used to obtain critical resources like processing equipment, mulch and organic seedlings to reduce waste water contamination and improve consumer health. The green loan program also helps clients combat regional problems like deforestation and over-fishing.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Uganda

  • $1,800
    Average annual income
  • 289
    View loans »
    Uganda Loans Fundraising
  • $31,090,750
    Funds lent in using Kiva
  • 2,556.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Garraya to buy manure for her coffee plantation.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 6, 2013
May 24, 2013
Currency Exchange Loss:
Nov 17, 2014