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Even though Patience grew up in poverty without an education, this has not stopped her from fulfilling her dream of achieving a better life for her and her family.

Currently, Patience is an entrepreneur. She sells bread in Adentem (near Cape Coast). Her business enterprise has grown substantially since she began three years ago. She uses the income from her business to help her husband raise their one child.

Patience has identified that there are growing demands among customers for her product. Nevertheless, she is unable to meet their needs, due to limited inventory capacity. Thus she aims to use her loan to purchase more bread to sell.

With the new profits from her expanded business, Patience wants to buck the trend by ensuring that her children will be given the opportunity to further distance their family from poverty.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 39
    View loans »
    Ghana Loans Fundraising
  • $11,732,750
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Patience to purchase more bread to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 17, 2013
May 13, 2013
Currency Exchange Loss:
Oct 19, 2013