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Maama
Maama is married and has ten children. Her husband is a farmer.


Although she never had a formal education, Maama is an entrepreneur. For the past seven years she has sold vegetables and fish in Adentem near Cape Coast. The money she makes normally goes towards helping to cover the family’s general expenses and pay her children’s school fees.


Maama is applying for a 500 GHS loan through CRAN to buy greater quantities of vegetables and fish to sell. She plans to reinvest her profits in her business so she can expand it and meet rising customer demands.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: http://www.kiva.org/partners/91 ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $2,643
    Average annual income
  • 40
    View loans »
    Ghana Loans Fundraising
  • $11,090,375
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $275 helped Maama to buy greater quantities of vegetables and fish to sell.
99% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 17, 2013
Listed
May 13, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 19, 2013