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Efua
Efua is married to a builder and has two children. She has had a primary school education.


For the past three years Efua has sold cutlery and bowls in Adentem, a city near Cape Coast. She uses her income to help pay the household expenses as well as save for a rainy day. She would like an opportunity to expand her enterprise, she doesn’t have the money to do so.


Efua is applying for a 300 GHS loan through CRAN to buy more cutlery and bowls to sell so as to make her business self-sustainable as soon as possible. She plans to channel all new profits back into her kitchen supplies business.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: http://www.kiva.org/partners/91 ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $2,643
    Average annual income
  • 19
    View loans »
    Ghana Loans Fundraising
  • $11,207,575
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $175 helped Efua to buy more cutlery and bowls to sell.
99% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 17, 2013
Listed
May 13, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 19, 2013