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Saniya Group
In this Group: Mafounè , Mariama , Maimouna , Ayah , Oumou , Maratou , Maïmouna , Sitan , Kadia , Minata
The group Saniya is composed of ten women who are for the most part married in polygamous families. The women average 36 years of age and four children each. They all live in the village of Djoni, in Région de Ségou (4th administrative region of the Republic of Mali). And they know one another through ties of community and kinship. They have small-scale businesses involving condiments, tomatoes, salt, edible plants, etc.

With the goal of consolidating their small businesses, the group members decided to collaborate with the microfinance institution Soro Yiriwaso and are now on their first solidarity loan cycle.

Ms. Mafounè (the second woman sitting from the right in the photo) is a major seller of condiments of all kinds in and around the village of Djoni. She intends to use her loan to purchase 4 sacks of onions. Sales are made in cash or on credit by going door to door in the village of Djoni. Her customer base is composed mostly of women.

Ms. Mafounè plans on making an average monthly profit of 15,000 francs CFA that will be used to reinvest in the business and to ensure the children are cared for.
View original language description ↓
Le groupe Saniya est composé de dix femmes qui sont majoritairement mariées dans les familles polygamiques Elles ont en moyenne 36 ans et 4 enfants. Elles habitent toutes dans le village de Djoni dans la région de Ségou (4ème Région administrative du Mali) et se sont connues à travers des liens de voisinage et de parenté. Elles font le petit commerce de condiments, tomates, sel, plantes comestibles, etc.
Dans le but de consolider leur petit commerce, les membres du groupe ont décidé de collaborer avec Soro Yiriwaso et sont à leur 1er cycle de prêt solidaire.
Madame Mafounè (2eme femme assise sur la photo de la droite vers la gauche) est une grande vendeuse de condiments de toutes sortes dans le village de Djoni et ses environs. Elle compte utiliser son prêt pour acheter 4 sacs d’oignon. La revente se fait au comptant et à crédit dans le village de Djoni en ambulant à une clientèle composée majoritairement de femmes. Madame Mafounè compte réaliser un bénéfice mensuel moyen de 15 000 FCFA, qui sera utilisé pour être réinvesti dans l’activité et assurer l’entretien des enfants.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 5
    View loans »
    Mali Loans Fundraising
  • $11,609,175
    Funds lent in using Kiva
  • 498.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD