Irene is a 54-year-old mother. She is applying for a KES 20,000 loan, which she will use to purchase cabbage and tomato seeds for planting. She describes the area as a favorable climate for plantation. Challenges she faces include inadequate land and finances to cultivate a large area of land. Profits from the business will be used to purchase a dairy cow. This is her 1st loan through SMEP DTM.