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Salone Microfinance Trust (SMT), a partner of Kiva in Sierra Leone, is very pleased to present to you Micheal, an employee at a sugar company in Magburaka. Through partnering with local companies, SMT is able to provide borrowers like Micheal with micro-loans that are repaid through payroll deduction.

Micheal is a 36-year-old man who is married and has five children. Two of his children attend primary school while the other three are not of school age yet. Micheal has been working at the sugar company for eight years. In addition to his work at the sugar company, Micheal is also a rice farmer. Micheal has requested a loan of SLL 2,500,000 in order to buy rice seeds to plant in his farm.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

About Sierra Leone

  • $2,100
    Average annual income
  • 11
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,050
    Funds lent in using Kiva
  • 4,329.9
    Sierra Leone Leones (SLL) = $1 USD