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Ngock is single with five children. They all live in a three bedroom apartment house in Bamenda in the northwest region of Cameroon. She has faced many challenges in life, including sickness in her family and the deaths of friends and family members, particularly her father, mother, brothers, sister, and child. The costs of medicine for treating sickness and for funeral preparations have left her with inadequate capital for her business.

With this loan, she will buy flour, yeast, groundnut oil, sugar, a piglet, and feed to enable her to operate her business. She is positive this business will succeed because she has regular customers who often purchase fish from her for ceremonies. She has a good business site, and she has been in this business for a long time. Her business provides the community with a regular supply of fish, which they often consume for breakfast. In addition, she will provide pig manure, which is used as fertilizer by local farmers.

With the profit from the loan, she will pay her children's school fees and cater to other school needs. She will also educate the children of her late sister and brother. She prefers GHAPE loans because of low interest rates and convenient repayment intervals.

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About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,197,575
    Funds lent in using Kiva
  • 498.3
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD