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Hadjah lives in Kampala, Uganda. She is married with seven children, five of whom attend school. She is also looking after her mother.

She has been operating a retail shop for the last 10 years, working seven days a week. She also sells second-hand clothes in mobile markets to earn more income.

She has requested a loan of 2,000,000 Ugandan shillings from MCDT- SACCO to enable her to stock more bags of sugar, crates of soda and cartons of fruit juice for sale. Her challenges include thieves and transportation. Her dream is to open a second outlet. She joined MCDT because of its timely loans and transactions that take place near her home. She stays in her husband's house with access to both electricity and piped water. Her major monthly expenses include food and school fees.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 205
    View loans »
    Uganda Loans Fundraising
  • $31,377,250
    Funds lent in using Kiva
  • 2,556.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Hadjah to buy more bags of sugar, cartons of salt, boxes of soap and cartons of fruit juice.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 6, 2013
May 12, 2013
Currency Exchange Loss:
Dec 17, 2013