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Jalia lives in Kampala, Uganda. She is married with four children, all of whom attend school. She is also looking after two sisters.

Jalia has been selling secondhand clothing from the market at retail for seven years, working seven days a week. She generates additional income from poultry farming.

She has requested a loan of UGX 2,000,000 from MCDT- SACCO to be able to purchase more bales of dresses, jackets, and blouses for adults for selling. Her business challenges include seasonality and transportation. Her dreams are to grow her business to the wholesale level, to see her children through to university, and also to build her own house.

Jalia joined MCDT-SACCO because of timely loans. She lives in a rented house without access to both electricity and piped water. Her major monthly expenses include school fees, transport, and rent.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 287
    View loans »
    Uganda Loans Fundraising
  • $31,111,650
    Funds lent in using Kiva
  • 2,554.9
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Jalia to buy more dresses, blouses, and jackets to sell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 3, 2013
May 12, 2013
Currency Exchange Loss:
Nov 18, 2013