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The customer lives with her family in her own home. She has a small shop where she sells perishables like drinks, candy, sweets, cooking oil and other food and non-food items like toilet paper, perfumes, creams, deodorants, etc. This business allows her to cover the household expenses.

The customer striving for a better quality of life, for which she is requesting the loan to increase the variety of products in her shop, which will allow her to earn more money and improve her family's living conditions.
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La clienta vive con su familia en casa propia, Ella tiene una pequeña tienda en la que vende productos perecederos como refrescos, golosinas, dulces, aceite de comida y otras serie de artículos comestibles y no comestibles como papel higenico, perfumes, cremas, desodorantes, etc. a través de este comercio logra cubrir los gastos de su casa, la clienta busca mejorar su calidad de vida, por lo que solicita un credito para incrementar la variedad de artículos en su tienda, lo que le permitiría incrementar las ganancias de su negocio y mejorar las condiciones de vida de su grupo familiar.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 706
    View loans »
    El Salvador Loans Fundraising
  • $28,234,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped this borrower to buy basic grains, bread, sweets, perfumes, lotions etc.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 30, 2013
May 14, 2013
Currency Exchange Loss:
Nov 17, 2013