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Jose Gildo
Jose lives in Guayaquil. His father taught him the trade of selling shoes. He moved on to become independent since he enjoys this type of work. Jose works alone and does not have a set schedule.

The difficulty with his work is dealing will the illnesses that come with age, which can make his duties a little more complicated. On some occasions, he is not able to work. Jose is married and his wife sells ice cream, gelatins, and ice pops. They also have children (one of whom appears in the photo).

This loan will be used as capital for his work. Jose will buy soles, leather, bands, and adhesives for making shoes. His dream is to have his own shop.

View original language description ↓
El cliente Jose vive en Guayaquil. Su papá le enseño a trabajar vendiendo calzados y de ahí en adelante se independizo ya que le gusta este tipo de comercio. El trabaja solo, no tiene hora fija.

La dificultad en su trabajo es su enfermedad ya q hay a su edad es un poco complicado trabajar y en ocasiones no puede trabajar. Es casado su esposa vende helados, gelatina y bolos, tiene hijos mayores de edad (uno de ellos aparece en la foto).

El préstamo lo quiere utilizar como capital para su trabajo comprando plantas para zapatos, suelas, tiras, pegamentos para realizar sus zapatos. Su sueño es poder tener un local propio.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 86
    View loans »
    Ecuador Loans Fundraising
  • $25,054,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Jose Gildo to buy soles, leather, bands, and adhesives for making shoes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 15, 2013
May 15, 2013
Currency Exchange Loss:
Jun 7, 2014