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Susanna lives with her 13-year-old daughter in Tsovagyugh village, which is in the Sevan area. More than six years ago, Susanna was divorced. She raises her daughter without her ex-husband’s support. Susanna has a higher education in the field of economy and audit. Since 1989, Susana has worked as an accountant in Sevan city
As her salary is not so high, Susanna decided to run her own farm. With her daughter, Susanna engaged in farming and animal breeding. She has a plot of land near her house and raises fruits and vegetables that she sells in food markets in Sevan city. Near her house, Susanna has a big animal barn and keeps five cows and bulls, pigs and chickens. Throughout the year, she sells dairy products, beef and pork. The main income from farming she receives from her animal breeding.

Susanna says that she is very happy that she is able to solve her little family's needs and care for her school-aged daughter herself.

Susanna asks from Kiva lenders a loan of 800.000 Armenian drams to buy two young bulls, fodder for her animals and seed for land cultivation.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $14,377,525
    Funds lent in using Kiva
  • 415.2
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,950 helped Susanna to buy two young bulls, fodder for her animals and seed for land cultivation.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Apr 9, 2013
May 12, 2013
Currency Exchange Loss:
Jul 17, 2015