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Djiba's Group
In this Group: Djiba, Demmo, Binta Gnima, Fatou Mamadou, Mansata *, Waly, Dienabou, Siranding, Monde, Yoba, Salimatou, Mariama, Sira, Adama, Sadio, Sirayel, Oumou, Malado, Dado, Mariama, Fatou, Fatoumata, Adama, Meta, Bintou*, Kodo, Oumou, Ramata, Sakou
* not pictured
This group was created on October 16, 2012, upon the inauguration of the local Banc Villageois. It consists of women from the same village who share a strong bond of support and solidarity. Their main activity is small trade.

Mrs. Djiba (sitting at the far right with one hand raised) is the featured borrower for this group. Djiba, age 33, is the married mother of four children aged 2 to 16 years old, one of them a boy. She sells consumer products with a long shelf life such as oil, soap and detergents. She buys wholesale and sells at retail.

She will use this new loan to buy 3 boxes of soap for 7,500 F CFA, one 20-liter can of oil for 17,500 F CFA, and a packet of powdered detergent for 5,000 F CFA.

She will use her profits to support her children’s education, and to bolster her savings significantly enough to be able to seek a larger loan in the future.
Créé le 16 octobre 2012 à l’inauguration du banc villageois, ce groupe est composé de femmes issues du même village et partageant des liens forts de solidarité et d’entre aide. Elles ont comme activité principale le petit commerce.

Madame Djiba (assise à l’extrême droite avec une main levée), est l’emprunteuse vedette du groupe. Elle est mariée, est âgée de 33 ans et mère de quatre enfants de deux à seize ans dont un garçon. Elle s’active dans la vente de produits de consommation à longue durée de conservation à savoir l’huile, le savon et les détergents qu’elle achète en gros pour la revente en détail.

Avec son nouveau crédit, elle compte acheter trois paquets de savon à 7 500 F CFA, un bidon de vingt litres d’huile à 17 500 F CFA, sachet de détergent en poudre à 5 000 F CFA.

Les bénéfices, elle compte les utiliser pour la scolarisation de ses enfants d’une part et d’autre part à constituer une épargne assez importante pour prétendre dans le futur à un crédit plus significatif.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 37
    View loans »
    Senegal Loans Fundraising
  • $14,558,450
    Funds lent in using Kiva
  • 501.2
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Djiba's Group's $4,125 loan helped a member to buy 3 packs of soap for 7,500 F CFA, one 20-liter can of oil for 17,500 F CFA, and a packet of powdered detergent for 5,000 F CFA.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
May 2, 2013
May 10, 2013
Currency Exchange Loss:
Dec 17, 2013