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Karina Elizabeth
Karina lives in Guayaquil. She opened her grocery store when she separated from her partner so that she could support herself and her son. Karina works all day with the help of her son. In her store, she offers a variety of products such as candy, rice, grains, beverages, and other items.

The difficulty with her business is dealing with thieves who are in the area where she lives. Karina is separated and has a 15-year-old son who is studying at a state school. With this loan, she will buy rice, sugar, and legumes. Her dream is to become a professional, which will greatly help her with managing her store and her home.

View original language description ↓
La clienta Karina vive en Guayaquil. Ella empezó su tienda de viveres cuando se separo de su pareja y asi tuvo que velar por ella y su hijo. Ella hace su trabajo con ayuda de su hijo todo el día. Ella tiene una tienda variada donde tiene confites, arroz, granos, bebidas etc.

La dificultad que ella tiene en su negocio son los ladrones que hay en el sector donde ella vive. Está separada tiene un hijo de 15 años que estudia en colegio fiscal.

Con el préstamo quiere comprar arroz, azúcar, legumbres. Su sueño es ser profesional y a su vez ayudar más en su tienda y en su casa.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 94
    View loans »
    Ecuador Loans Fundraising
  • $24,583,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Karina Elizabeth to buy rice, sugar, and legumes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 12, 2013
May 16, 2013
Currency Exchange Loss:
Jun 7, 2014