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Esperanza Para El Futuro Group
In this Group: Favio Renan, Elizabeth, Isabel Germa, Isabel Geobana, Kristian, Pedro Antonio, Rosalina Victoria*, Yobana
* not pictured
The community bank Hope for the Future is an enthusiastic and responsible group comprised of 8 members who are in their 6th loan cycle. Isabel is the president of the group and she carries out this role with responsibility. She works selling honey, olive oil, olives, and other products. She began with the idea of having a business so that she could contribute to paying the household expenses. Her greatest wish is to have a vegetarian restaurant which she would run with her daughter. The loan she is requesting will be used to buy honey. Isabel is 54 years old and is married with one daughter who she still supports. The group Hope for the Future is grateful for the loan offered to them. Isabel is the 4th from the right, wearing a white blouse with green stripes and black pants. In the top part on the left is Kristian. Rosalina couldn't be there for the photo because of work.
View original language description ↓
Un grupo entusiasta y responsable es la Alcancía Comunal “Esperanza Para El Futuro” conformada por 08 socios la cual pasan a su 6 ciclo. Isabel es la que preside al grupo cargo que ha llevado con responsabilidad. Ella se dedica a la venta de mil de abeja, aceite de oliva, aceitunas entre otros productos. Negocio que surge con la idea de contar con un negocio y así poder aportar con los gastos del hogar. Su mayor deseo es de poner un restaurante vegetariano, pues lo piensa administrar con su hija. El crédito solicitado lo destinará para la compra mil de abeja. Isabel de 54 años de edad casada con 01 hijo, la cual sigue apoyando. El grupo “Esperanza Para El Futuro” agradecen el crédito brindado. Isabel es la cuarta del lado derecho viste blusa blanca con rayas verdes y pantalón negro. En la parte superior al lado izquierdo está Kristian. Rosalina no pudo estar presente por motivo de trabajo.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 120
    View loans »
    Peru Loans Fundraising
  • $60,151,175
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Esperanza Para El Futuro Group's $3,650 loan helped a member to buy honey.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 24, 2013
May 11, 2013
Currency Exchange Loss:
Sep 17, 2013